Enroll in Benefits

Medical, Health, Dental, Life & Supplemental Benefits Enrollment Guidelines

East Central ISD offers group medical coverage and other voluntary benefits to employees meeting eligibility requirements for each product or coverage. The ECISD plan year for benefits begins September 1 and ends August 31 each year.

Employees may self-enroll by accessing the District’s Online Enrollment System or they may contact the third-party administrator, First Financial Group of America, or the ECISD Benefits Department for assistance.

For life-event coverage changes, employees must contact the Benefits Department for assistance.

Online Enrollment System

Eligible employees are offered coverage and are eligible to enroll at the following times:

WITHIN 31 DAYS OF HIRE

DURING THE ANNUAL OPEN ENROLLMENT PERIOD

Eligible employees may enroll or make changes in coverage for the next plan year during the annual open enrollment period. Changes made during open enrollment are effective on September 1 of the upcoming plan year. If employees do not make changes during open enrollment, then the current plan enrollments will roll over to the following year except for the Medical Flexible Spending Account (FSA) which requires re-enrollment every year or if a product or plan changes in a particular year.

For the 2024-2025 plan year, the Spring Enrollment event will take place May 1-May 31.
- Employees can make changes to all benefits except for medical coverage during this time.
- Effective 09/01/24, the current American Fidelity Disability plans will end. Employees who would like to continue with American Fidelity Disability coverage MUST enroll in a new plan.
- Employees who wish to continue participating in the Medical Flexible Spending Account (FSA), must re-enroll to continue coverage.
For the 2024-2025 plan year, the Medical Coverage open enrollment will take place from July 10 through August 9, 2024.

Online Enrollment System

WITHIN 31 DAYS OF A QUALIFYING LIFE EVENT

The ability to make changes to your insurance elections after the enrollment period ends depends on whether or not the insurance coverage is on the cafeteria plan and/or whether or not you have a qualifying life event such as marriage, divorce, death, change in employment, death of family member, etc. Please read below.

Coverage for any product can be dropped:
- For any reason, if the product is not on the Section 125 Cafeteria Plan
- Within 31 days for a qualifying life event if it is on the Section 125 Cafeteria Plan
- Termination of employment
Coverage can be added only within 31 days of a qualifying life event. NOTE: Employees may not enroll in medical coverage for themselves or dependents during the plan year due to a voluntary loss of coverage.
Changes in coverage such as adding or removing a dependent, changing plan type, or changing plan coverage level can only be done within 31 days of a qualifying life event. Employees may not enroll in health coverage for themselves or dependents during the plan year due to a voluntary loss of coverage.